Showing posts with label finances. Show all posts
Showing posts with label finances. Show all posts

Thursday, January 27, 2011

Rachel K. FAFSA

I went to visit my family's home in Virginia after University of Washington classes were finished and my math course at Seattle Central was completed. I got straight As! This is equally exciting as it has been in the past. I wear my Hermione Granger badge proudly.

While home, I talked to my parents about the troubles I was having making a decision over which school to attend. My parents told me that I should choose the school with the better reputation. But they BOTH have great reputations! Finally, after sleeping on it for the maximum time allotted, I decided to join the ranks of the Redhawks and send $500 to Seattle University.

The decision felt right enough, although I almost always have "buyer's regret," as some call it. In the end, I liked the idea of being in and out of a program quickly and getting out into the job market. I'm ready to DO things, and I don't want to waste any more time.

I returned to Seattle with a decision made, and promptly canceled all of the classes I had worked so hard to enroll in. The refunds of thousands of dollars made me feel better and better about my SU decision.

Now that I am all signed up for SU and they have received my generous and non-refundable donation of a few hundred smack-a-roos, it is time to get busy for an ACTUAL program, rather than getting busy on preparations for an actual program. I feel like I've leveled up!

Paperwork came and was filled out, an online portal account was registered for, and the last thing to do before starting classes in March was to apply for financial aid and get some money wired into my account (like magic.)

Of course, I had no idea how to go about getting money in my account. I knew that the money would appear and that they would expect me to pay it all back at some point, but I wasn't certain of any of those important application steps. So, I spent most of January looking into finances, which are my least favorite things to look into.

  1. Head to www.fafasa.gov -- NOT -- fafsa.com, which is the same thing, except they ask you to pay $60 instead of $0. Shame on you, fafsa.com. In fact, FAFSA stands for the "FREE application for federal student aid." 
  2. Start filling out the 2011-2012 FAFSA. 
  3. Panic when the webpage prompts me for my 2010 tax information, which I do not have. 
  4. Head to Seattle University's student services center and talk to a nice man who knows many things about FAFSA.
  5. Become informed that I need to fill out the 2010-2011 FAFSA, not the 2011-2012 FAFSA. 
  6. Panic because I do not have my tax records for 2009, which I now need. 
  7. Contact IRS and have free 1040 transcripts sent to my house (it is extremely easy and I will link to it here in case anyone else has this issue.)
  8. Receive 2009 tax transcripts and do a dance for joy.
  9. Get back on fafsa.gov to fill out my 2010-2011 FAFSA. 
  10. Realize that by entering my SSN and TIN that the FAFSA.gov website already has my tax information from 2009 and I didn't need to request a transcript in the first place. 
  11. Face palm.
  12. Fill out FAFSA. 
I imagine these 12 steps would be abridged to 3 simple steps if one is good at reading directions, which I am clearly not.

In any case, I am now able to borrow thousands of dollars from Uncle Sam for my first quarter of school, and will be able to borrow thousands more for the 2011-2012 school year soon.

And that is how I learned how to set myself up to owe thousands of dollars in 12 simple steps!

Friday, October 29, 2010

Rachel K. Makeda

I finally have a weekend and part-time job! I finally have income that will cover the utilities and rent that I have been paying for with fumes and savings up until now!

This is a good thing.

I haven't talked about my financial situation too much on the blog, but it's about as good as you might think it would be (considering I'm a full-time, non-matriculated student paying full price for classes at UW and SCCC while having no real income or job and living in a metropolitan area.) so yeah, basically I have about as much money as the dude sitting outside the Wal-Mart smoking asking if you can help him out. Only I have an iPod. 

So having a part-time job that gives me free coffee and pastries will lead to a fatter, more financially stable less financially unstable Rachel. 

Plus, the cafe that hired me is very "Seattle," with its old school La Marzocco machine, Indian Ganesh statue, cement floors and general "chillaxed" feeling. I'm psyched to be working here! I get paid more than I ever did at Starbucks and I don't have to worry as much. I don't bring my work home with me and I get to listen to my own music and wear my own clothes. It's a great job to hold me over until I can get into an actual career; and for that I'm thankful. 

Monday, September 27, 2010

Rachel K. Pass!

Wahoo! I passed the WEST-E with flying colors! I am done with standardized testing forever! Or at least for my current goal purposes...

Other than that, I am an official student at Seattle Central Community College, which will make taking classes there actually possible and thus a lot easier to do. Hooray!

I was able to sign up for the math class for elementary school teachers, but it cuts into my Kumon schedule, so I'll be working even less now. Yeugh. Oh well, at least I'll be knocking three prerequisite classes out of the way. Three more to go in the next few quarters, so hopefully I'll be able to find some kind of income by then and pay for it all. Damn you, financial pitfalls.

School things aside, this weekend I helped Kevin move two flights up, where he now has a view of Elliot Bay and a roommate who knows how to do dishes and vaccuum. This couldn't be a better situation. The kitties are confused, but they are having a good time bouncing around a new apartment.

Monday, March 15, 2010

Rachel K Meals on Wheels

I woke up at a decent hour this morning and proceeded to shower and then [gasp] study for the GRE!

Not only that, but I managed to REGISTER for the GRE, which was an easy process, but will be a grueling commute. Why can't they have a test center that is bus accessible? The closest bus stop to the center is still about a mile away so I'll have to walk after taking two buses, or rent a car from Zipcar. I'll figure it out; I'm sure it'll be the least of my worries that day, anyhow.

General financial panic is setting in as my Japan money still hasn't arrived and I'm not sure if the checking account correction I made and sent back to Tokyo ever made it. I trust in Japanese bureaucracy almost entirely, but when it comes to the postal service, I'm never sure. I just need those thousands of dollars so I can do things like buy real bed-side tables, get a coffee table, and go to the dentist. I still have enough in my savings account to last me more than the next few months of unemployment, but I want my Japanese pension refund already! I want it! Gimme!

Now begins the ides of March! Today after studying for a solid three hours (aided with TV in the background, coffee, tea, lunch, a snuggie-cape that I made complete with belt, and colour coded notes), I'm off to Kumon for tutoring! Then I will scurry off to meet Kevin at Chipotle for our weekly tradition; burrito Monday. It makes Mondays bearable and delicious.

The weekend was relaxing and exhausting. Kevin and I visited my old Starbucks to pick up my last batch of tips and to say hi to the weekend girls (Hilary, Ashley, Ally etc) who I miss now that I don't work there. Kevin said it was cute to see me with all the tittering girliness of the store -- and I was happy to have him see that I had friends outside of Megan and Sarah. Friends who I miss! We spoke to Hilary about joining us for rock climbing on Sunday and went off to the Mobile Food Festival near Safeco Field.

The food festival should have been cooler, probably. There were too many people, the lines were too long and there wasn't enough seating or shelter. The temperatures ranged between a chilly, sunny day and a blustery cold one. Kevin and I trouped through three lines total; pizza, hamburgers and finally hot dogs (after meeting up with Sarah and Ian from Fremont). The food was good, but in the end it was just too cold and crowded.
Kevin and I later played board games at his friend Greg's house and then we went home early for rock climbing with Hilary on Sunday! We sprinted for the bus to Ballard, which we then had to wait for, and met Hilary at Stone Gardens around noon.

We climbed and climbed! Kevin had gone climbing the previous day, but went again with me because he is a trouper and loves climbing fake rocks. Hilary turned out to be a BEAST. She did most of the bouldering routines with ease and grace and went to work out in the gym after Kevin and I were ready for naps and death. I wore myself out, but I feel like I'm making a little progress considering the dearth of times I have tried it. I'm able to do routines more quickly, although I still can't finish a lot of them. I need more upper arm strength and then I will be able to do things more easily, I think. In any case it's nice to have an 'athletic activity' that I do once in awhile. How unlike me!

After grabbing food at Zak's burger place on NW Market Street, we grabbed a bus downtown and tried to catch another bus to a game store in upper Queen Anne so Kevin could find this game called 'agricola' that he wanted. I was looking for 'Mexican Train' anyway, so I decided to join him. We sprinted for another bus, catching it narrowly and with awesomeness, and went to the game store. The store was really decked out in all sorts of games, but they did not have the ones we were looking for. A bit disappointed, we returned to my condo to nap until hunger struck again.

Kevin had the idea to take us out for pasta at The Old Spaghetti Factory, where we got to sit in the fake trolley table area and dine on delicious spaghetti and something called a 'strawberry citrus fizz', which was mostly high fructose corn syrup in pretty colors.

I came home on Sunday night to hang out with Megan and we watched the newest episode of America's Next Top Model. I'm not sure if that show is getting stupider or I'm just getting older, but it's probably some combination. O Tyra, why are you so crazy?